High Risk Payment Processing
Guaranteed Lowest Credit Card Rates for Your Business
Don't get penalized with higher fees just because of the type of business you own. Our partners will get you better rates than any other payment processor for in-store and online Guaranteed!
Keep More of Your Money From Your Transactions
Rates as low as Interchange + 0.75%
Interchange rates are what the credit card companies charge and are regulated by the government of Canada.
Better Rates Than the Bank
We know how the banks work, and we have secured better credit card rates than any of the big 5 banks can offer you.
No Visa or Mastercard Registration Fees
Save over $1,500 a year as there are no annual fees for Visa or MasterCard
Premium VIP Suppport
Need help? We're just a call or email away. No waiting on hold. We offer 24/7 concierge support.
About Speak Digital
Speak Digital is a digital marketing agency led by Randy Dueck. Randy's passion is helping small and medium businesses find solutions for online growth and to help them save money and be more efficient.
For over 10 years, Randy has been working behind the scenes, building websites and providing solutions for vape shops and online cannabis stores. He's built wholesale and retail sites and developed the sites for The CVA and Vita of Canada.
We understand the excise tax and its impact on the vape industry and are here to help you reduce your costs as much as possible.
Speak Digital has partnered with one of Canada's largest merchant service providers and has negotiated some of the best rates available for vape shops and dispensaries.
Integration With WooCommerce & Shopify
Our payment processing solution seamlessly integrates with WooCommerce and Shopify, making it easy to implement. We'll even help you set it up free of charge.
WooCommerce Integration
With direct integration with WooCoomerce, it is the best option for our payment processing services. We already have the plugin so you don't need to purchase it.
Shopify Integration
We also offer direct Shopify Integration through Authroize.net. However, due to Shopify's policies, they will charge an additional 1% on every transaction. While they do not allow payment processing for vape shops or dispensaries, this is how they ensure they get their 'piece of the pie'.
Our Application is Simple
We keep our application process simple with just a few details required about you and your business. No proof of invoices or your next of kin, or your dog's name. We just need the facts, and you'll be good to go. We make it easy to Switch!
Frequently Asked Questions
How long does it take to get approved?
Once your application is received, it can take as little as 24 - 48 hours. However, timelines can vary.
Do you have payment solutions for in-store?
Yes, we do. We can help you save money from in-store transactions as well. We offer a variety of credit card terminals that will fit the needs of your business.
How much will I save by swtiching?
It depends primarily on your sales volume, but you can rest assured that we can get you better rates than PSI Gate and what banks are charging you.
Are there any additional fees for Amex or other premium cards?
We add no additional fees for different types of credit cards such as Amex, cash back or other cards. The different types of charges are part of the interchange fees which we have no control over.
Can you help me migrate from Shopify to WooCommerce?
Yes, our team at Speak Digital has built many websites for Dispensaries and Vape Shops, give us a call and we can provide more information.